Gain Clarity Today
Retire With Purpose Tomorrow
Introducing a UK based financial coaching and retirement planning service designed to help you take back control of your money and empower you to dream bigger about your retirement.
If you remember any of these as a kid growing up then you might be starting to think about your retirement plans...
-
Music Tapes
No need to pay Amazon or Spotify a monthly subscription, just pop down to Woolworths and get the tape you want and listen to it non stop!
-
Sony Walkman
And if you want to listen to it on the move - get one of these bad boys. No way you are ever losing those headphones!
-
Casio Watch
Of course we had Fitbits back then. Only all they did was tell the time, oh and they were water resistant. Apparently!
-
Big Trak
Remember programming this to chase your family pet around the house and fire pretend laser beams at them. That was until the massive batteries ran out after 5 minutes!
-
View-Master
If Blockbusters didn't have what you wanted you could go home and look at one of these. It's like an Instagram Story but with two dozen pictures of some rubbish tourist attraction!
-
My Little Pony
Of course these are still around, they were made of weapons-grade plastic. Like Hula Hoops, they'll be around forever!
If you’re stuck wondering how will you ever retire, it’s not your fault.
I HEAR YOU. I’VE BEEN THERE, TOO.
Among Gen X, or those aged between 45 and 54, one in three (31%) think it is unlikely they will ever completely retire. This finding highlights the pressures faced by the ‘sandwich generation’ in their 40s and 50s, who may care for both their elderly parents and their own children, as well as needing to cover their own outgoings. This group also falls between those who benefitted from final salary pensions and younger generations benefitting from auto-enrolment.
Anxiety about pension savings is common amongst mid-lifers, but it is important to engage with it as soon as possible, be brave, take the first step towards financial freedom by taking control and becoming more aware of your finances. It will take some time but step by step you will learn and feel empowered to manage your money with confidence which will allow you to dream about what your retirement plan could look like.
The financial and retirement plan that works for you will incorporate my 3 fundamental awareness pillars
Cashflow Awareness
Planning ahead, automating and spending in line with your values
Strict approaches to money don’t work because they ask you to deny yourself the things you love most. Instead? Your money plan should get you thinking, “This is what I want? Great! Let’s make the adjustments we need to make it happen.”
Investment Awareness
Gaining the confidence to invest safely in order to grow your wealth
Most money management methods never ask how you want financial planning to feel. But the BEST strategy is the one you feel most excited about! Not one that makes you feel like you’re “failing” because it wasn’t built for your mind and lifestyle.
Retirement Awareness
What does retirement mean to you and how can we achieve that dream
A solid financial plan doesn’t start with theory. It starts with a deep look at your position now, and where you want to go. You wouldn’t take health advice from someone who knew nothing about you, so the same should apply to your money.
Retirement planning will form part of our early conversations as it’s essential to fully understand what we’re trying to achieve. However, we must start from gaining clarity on your current financial situation before we fully move into retirement planning mode.
Although retirement planning is likely the primary driver for you seeking help and support, people’s starting point may be slightly different and this is why we have two Clarity Session options below for you to choose from. Please have a read through them both to see which one best applies to you and if you are still unsure then we can decide together during our initial Q & A call.
-
This free 20 minute phone call is a chance for you to ask any questions you may have about the coaching you will receive.
These calls typically start with me asking a few more questions to get to know you and what’s going on with your finances. What we’ll be trying to figure out is if my services are a good fit for you, and if not, is there another resource we can point you toward.
-
After the initial Q & A call and following the completion of the prep work, we spend 2 hours via Google Meet video session walking through your finances and how you feel about them, in order that you gain complete clarity on your cashflow situation.
From here we build a plan together to take control of your finances and get ahead of those random expenses that always seem to crop up.
I will introduce you to an amazing app called 'YNAB' (You Need A Budget), which is perfect for planning ahead with your money and giving every pound you earn a job.
This session is for you if any of the following resonate with you;
You don’t have restrictive debts but you’re stressed about money every month
You don’t have a clear picture of where your money is going every month
You probably don’t have a sufficient emergency fund saved up
You’re in mid-life and starting to think about retirement plans which is causing you anxiety
Following this session, you can choose to take it from here and go it alone, or you may choose further coaching, which we can discuss at the end of your session.
Price: £150
-
After the initial Q & A call and following the completion of the prep work, we spend 2 hours via Google Meet video session walking through your savings and investments and how you feel about them, in order that you gain complete clarity on your retirement situation.
From here we build a savings and investment plan together to take control of your financial future and start to get you prepared for retirement.
I will introduce you to an amazing app called 'YNAB' (You Need A Budget), which is perfect for planning ahead with your money and providing you with a clear picture of your cash, assets and liabilities.
This session is for you if any of the following resonate with you;
You’re in mid-life and worry about having enough for retirement
You have spare cash every month but don’t know how best to utilise it
You probably already have a sufficient emergency fund saved up
You may be considering how you can exit from your current work situation
Following this session, you can choose to take it from here and go it alone, or you may choose further coaching, which we can discuss at the end of your session.
Price: £150